Protect your family, your business and your lifestyle.
Life insurance protects the lifestyle and future of your family and loved ones if you die. It does this by paying a lump sum of money which can be used, for example, to pay off your mortgage and/or other debt, cover funeral expenses and provide a lump sum safety net for your surviving dependants etc.

Also known as Critical Illness or Living Insurance, Trauma cover provides a lump sum payment should you suffer one of the specified conditions and survive for at least 14 days. The specified conditions are not necessarily immediately life threatening but can have a significant financial impact. For example, you may be unable to work but still need to fund for day to day living.

Trauma Cover is designed to help alleviate this financial impact. The lump sum can help reduce debt, purchase specialised equipment, pay for home modifications and/or provide additional care, create an investment fund or generate on going income etc.

Income Protection protects your most valuable asset – your income. It pays you a monthly benefit to help replace income you lose due to illness or injury.

Insurance that pays you a monthly sum to help cover your mortgage repayments, rent or to compensate you for lost income if you were to become disabled as a result of illness or injury.

Total Permanent Disablement insurance (TPD) provides a lump sum payment should you completely lose your ability to ever work again (or carry on your normal tasks) as a result of illness or injury. TPD cover is designed to help alleviate the significant financial impact that permanently losing an income would likely cause. The lump sum can help reduce debt, purchase specialist equipment, pay for home modifications, provide additional care or create an investment fund to generate on going income etc. The purpose of the funds is entirely yours to decide.

Private Medical Insurance is designed to provide treatment without having to wait on the public hospital system. The treatment would be carried out at private clinics/hospitals without the delays you would experience on the public system.

AIA Vitality is a science-backed health and wellbeing programme that provides the guidance, tools, and rewards to get more out of life and start thriving. It shows you how healthy you are now, provides you with tools to start improving your health, and offers amazing rewards and discounts from our partners to keep you motivated along your journey.

From the initial 10% premium discount on your first year on eligible insurance, you can also earn up to $560 in vouchers and enjoy exclusive discounts from our partners to keep you motivated along your journey. You can add AIA Vitality to any eligible insurance policy.

With Asteron Connected Care, you can access a global network of leading medical and wellbeing experts to answer your questions, give you a second opinion and help get you back on track to health and wellness.

Asteron Connected Care is now included at no extra cost with Asteron Life Disability Insurance, Trauma Cover and Cancer Cover.


To ensure you receive the best solution for your individual situation, both now and as your situation changes in the future, we will go through the following steps:

Step 1 – Agree the nature and scope of the advice and collect necessary information.

Step 2 – Analyse your situation, and conduct research on the best options for you.

Step 3 – Prepare and present our recommendation in an Insurance Plan.

Step 4 – Implement your plan as agreed by you.

Step 5 – Review your plan annually or when your circumstances change.


Want to talk?

Whether you are an existing client, or looking for insurance or investment advice, you can reach our team any time.